Pray for the best. Prepare for the worst.
Church insurance designed to best fit your needs.
Churches, synagogues, mosques, and temples are so much more than places of worship—they’re also community centers, employers, and oftentimes, homes. We offer customized insurance options that fit all of these unique needs.
Peace of mind when insuring a house of worship.
When insuring a house of worship, you need to think of it as a building, but also as a community center, an employer, and in some cases, a religious leader’s home. That’s why specialized church insurance is your best route to financial peace of mind.
What does church insurance cover?
For example, a good church insurance policy doesn’t just take care of the obvious costs such as property damage from theft, vandalism, or natural disaster, but also the unexpected associated costs. This could include having to update the building to comply with local ordinances when carrying out repairs after an incident.
Most common coverage options for houses of worship.
Houses of worship are unique in the type of insurance they require for the risks they face. Ensuring that your house of worship is properly covered is important, and here are a few of the specialty coverages that can be added to a church policy:
- Religious Freedom Insurance
- Directors and Officers Insurance
- Abuse and Molestation Insurance
- Stained Glass Insurance
- Professional Liability Insurance
- Non-owned Auto Insurance
The gaps that a specialized policy fills in.
The list of coverage items that an ordinary policy might not include is lengthy. Examples include defibrillators or other equipment needed for large groups of visitors, the personal property of religious leaders, and even the costs of repairing or replacing things like stained glass windows.
Common coverages that you should have to help protect your business:
- Workers’ Compensation
- Professional Liability
- Directors & Officers
- Employment Practices Liability
- Pollution Liability
- General Liability
- Risk Management
- Loss Control
- OSHA Compliance & Reporting
- Claims Cost Containment
- Mod Analysis
Coverage for the unexpected.
You can also get coverage for liability issues, travel risks on mission trips, and the costs of recruiting a suitable religious leader if a replacement becomes necessary.
To find out more about specialized church insurance options, contact us today.
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