Skip to main content

Earthquake Insurance

Don’t get rumbled without the right coverage.

Earthquake insurance designed to best fit your needs.

Home » Personal Insurance » Earthquake Insurance

Even with your homeowner’s insurance, you’re still at risk in the event of an earthquake. A specialty earthquake insurance policy can help bridge the gap in coverage, keeping your home and possessions protected.

Most homeowners policies don’t cover earthquakes.

You might think an earthquake event would be covered by your homeowners insurance, but that’s not usually the case. The vast majority of policies specifically exclude it, mainly because it’s a low-risk event, which means any payout is likely to be extremely high.

Covers damage or destruction caused by an earthquake.

The good news is that you can buy specific earthquake insurance to cover damage and destruction to both your home and your building. Generally, the deductible is far higher than with ordinary household insurance. Although policies cover damage to homes, the main aim of earthquake insurance is to cover the risk of total destruction.

Factors to consider when getting earthquake coverage.

Depending on your location, you may need to shop around for an earthquake policy. For example, in California, your homeowners insurance provider is required to also offer earthquake insurance, although they won’t necessarily offer the best deal. One thing to watch for is insurers that stop taking on new policies in an area several weeks after a major earthquake because of the increased risk of aftershocks.

How is the cost of earthquake coverage determined?

The costs of earthquake coverage depend on your specific location, the value of your property and the materials it is built from.

For more details about your earthquake policy options, contact us today.

Earthquake Insurance - Hands Holding a Broken Home

Get Started Today

As an independent agency, we are here to help you find the right Earthquake Insurance coverage.

Talk to an Expert

  Earthquake Insurance Conversation Request

As an independent agency, we are here to help you find the right coverage.

  • Max. file size: 300 MB.
    Have a copy of your current policy? Send it to us so we can provide you with a more accurate quote.
  • By providing a telephone number and submitting the form you are consenting to be contacted by SMS text message from Bickle Insurance Services. Message frequency varies by service request. Message and Data Rates may apply. You can STOP messaging by sending STOP and get more help by sending HELP. View our terms and privacy policy at our website.
  • This field is for validation purposes and should be left unchanged.

Talk to an Expert

It only takes a minute to get started.

  • Fill out the form, we’ll be in touch.
  • Review options with an agent.
  • Get the coverage you need.

Would you rather discuss this in person? Get in touch with an agent today!