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Personal Umbrella Insurance

Having the right auto and home protection is just the first step to protecting your assets, however these policies have their limitations and only cover you up to a certain amount. For coverage beyond those limitations you need a personal umbrella policy. Talk to our agents to see just how inexpensive this extra layer of protection can be.

An Example of how a personal umbrella works:

•Your auto insurance provides $300,000 of liability coverage
•You’re found at fault for a serious accident while driving your car and you’re sued for $1 million resulting in a judgement against you
•You auto insurance would pay the first $300,000, but you would need to come up with the remaining $700,000
If you had a $1 million personal umbrella policy, it would cover the remaining $700,000 in this example.