Having the right auto and home protection is just the first step to protecting your assets, however these policies have their limitations and only cover you up to a certain amount. For coverage beyond those limitations you need a personal umbrella policy. Talk to our agents to see just how inexpensive this extra layer of protection can be.
An Example of how a personal umbrella works:
•Your auto insurance provides $300,000 of liability coverage
•You’re found at fault for a serious accident while driving your car and you’re sued for $1 million resulting in a judgement against you
•You auto insurance would pay the first $300,000, but you would need to come up with the remaining $700,000
If you had a $1 million personal umbrella policy, it would cover the remaining $700,000 in this example.